We act as a mortgage broker and not as a lender. In some cases, we may receive a payment from the lender or provider we introduce you to. The amount can vary depending on the product or provider, and full details will always be shared with you before you decide to go ahead.Depending on your circumstances, a broker fee and/or an administration fee may apply when you submit a mortgage application. Any fees relevant to you will be clearly explained by your mortgage consultant during your initial discussion.It’s important to be aware that failing to keep up with mortgage repayments could put your home or property at risk. Some mortgage products may also include charges if you repay early or change the terms before the agreed period ends.For insurance products, cover may end if premiums are not paid on time, and this could affect your ability to make a claim.Please note that not all products and services we discuss fall under regulatory oversight, including most Buy to Let mortgages, Commercial Mortgages, Bridging Finance, and certain specialist finance options.